for Every Homebuyer
Our Services, Your Success
No Cost, No Commitment Consultations
No application fees. No consultation costs. Absolutely no hard credit pulls until you're ready to have us shop rates for you. Soft credit pulls to accurately assess your credit history, free of charge.
Industry-Leading Turn Times
Our large lender network includes the fastest teams in the industry. Gone are the days of asking the seller to extend closing due to your big bank's crawling progress. 14-day average turn times have arrived. On occasion,
we can close in less than a week.
Endless Options, High Flexibility
There's no such thing as a one size fits all mortgage program. We are proud to be able to serve an enormous range of qualified clients regardless of the financial nuances they present to the mortgage approval process.
From issues with low taxable income to investing with no income documentation whatsoever, we make sure to provide equitable, ethical, and sustainable solutions to help our clients achieve their goals.
Peace of Mind with Platinum Preapprovals
A typical purchase preapproval letter has only passed under the loan officer's eyes. Get your file in front of a mortgage underwriter with our Platinum Preapproval process, and remove any pitfalls before they happen. By preemptively
underwriting your loan, you remove nearly all variables from the
approval process besides the future home itself.
Do NOT Choose Between Price and Advice
The rate is high, the fees are higher, other lenders are offering you far better pricing, and yet the loan officer tells you that their "service" is worth the cost. Sound familiar?
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Quality service and professionalism should be offered free of charge, not used to justify huge gaps between a lender and their competitors. Great service absolutely matters, but if it is not being paired with similarly great pricing, ask yourself if that service is worth thousands in extra fees, and tens of thousands in higher interest payments.
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At HP mortgage, our partnerships with dozens of wholesale lenders allows us access to the best pricing the market has to offer. As a mortgage brokerage, we can instantly shop on your behalf to pair you with the best rates on the market, saving you both time and money.
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We are your one-stop shop for all things mortgage, and we will most certainly not ask you to choose between a great price and great advice. Why not have both? ​But don't just take our word for it; take a look below to see what our clients have said about our services.
YOUR PATH TO OWNERSHIP STARTS HERE.
Contact a licensed loan originator for a free consultation:
Young Ho Yoo
Vice President - HP Mortgage
NMLS #2277426
7495 W Atlantic Ave Suite 200-293
Delray Beach, FL, 33446
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